Prepaid Credit Cards

• What is it?
• Benefits
• Why do you need it?
• FAQ

Available Prepaid Credit Cards

• Australian - Prepaid Visa Credit Cards
• US - Prepaid Visa Credit Cards
• Prepaid Shop - Prepaid Gift Cards
• Bopo Visa Prepaid Cards
• My Canvas Visa Prepaid Cards
• Ikobo Prepaid VISA Cards

Available Gift Cards

• Prepaid Gift Cards
• Wish Come True - Prepaid Gift Cards

Available Prepaid Mastercards

• Obopay Prepaid Mastercard

Prepaid Credit Card Resources

• Prepaid Visa Card

Money Savers Resource //

What is a Prepaid Visa Card.

CHARACTERISTICS OF THE PREPAID VISA CARDS
Prepaid cards are convenient alternatives to cash and checks and benefit cardholders in a number of ways:

• Convenience:
  Cardholders can use Visa prepaid cards to pay for groceries, fuel and even utility or household bills. Prepaid cards can also be used for making payments on the phone or online and, in some cases, withdrawing cash at ATMs.
• Safety:
  Cardholders can make purchases or get cash when they need it, rather than carrying large sums of cash. Access to funds on a Visa prepaid card is protected by a PIN at ATMs and cardholder's signature and pin at merchant locations.
• Protection:
  A Visa prepaid card can be replaced if lost or stolen and carries the same liability protections against unauthorized purchases as other Visa cards.
• Better financial management:
  Itemized statements and online reporting make tracking expenses and monitoring card activity easier and more efficient than cash or checks. Also, cardholders can better budget their finances by limiting spending to the amount of funds that have been loaded to a prepaid card.
• Access:
  For people without a bank account, prepaid cards provide the convenience and security of a card product without requiring an existing banking relationship or credit history.

Some Prepaid Card companies not only provide its cardholders with the convenience and security of "money-less" transactions but also provide them with a tool for financial education tool. A bank and prepaid card provider, U.S Bank offers the Visa Buxx Card which teaches teenagers how to handle their money responsibly. These cards have a "parental control " feature wherein the parents load the card with a certain amount of money and allow their children to use it for whatever needs they have. Both the teenager and the parents then check the account and purchase history. After studying the account and determining what might have been "unwise" spending, the parents can now manage how much goes into the card.