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Compare Prepaid Credit Cards - Australia

Compare Prepaid Credit Cards - Australia

Prepaid Credit Cards offer customers the flexibility of a Credit Card without the excessive fees. The Visa & Mastercard Reloadable Prepaid Credit Cards accepted anywhere VISA & MasterCard is accepted.


PrePaidShop
Prepaid Gift Cards. More information and Transactions Fees here.
BOPO Card
Prepaid VISA Cards. More information and Transactions Fees here.
My Canvas Card
Prepaid VISA Cards. More information and Transactions Fees here.





Money Savers Resource //


Compare Prepaid Visa Card.

CHARACTERISTICS OF THE PREPAID VISA CARDS
Prepaid cards are convenient alternatives to cash and checks and benefit cardholders in a number of ways:

  • Convenience:
    Cardholders can use Visa prepaid cards to pay for groceries, fuel and even utility or household bills. Prepaid cards can also be used for making payments on the phone or online and, in some cases, withdrawing cash at ATMs.
  • Safety:
    Cardholders can make purchases or get cash when they need it, rather than carrying large sums of cash. Access to funds on a Visa prepaid card is protected by a PIN at ATMs and cardholder's signature and pin at merchant locations.
  • Protection:
    A Visa prepaid card can be replaced if lost or stolen and carries the same liability protections against unauthorized purchases as other Visa cards.
  • Better financial management:
    Itemized statements and online reporting make tracking expenses and monitoring card activity easier and more efficient than cash or checks. Also, cardholders can better budget their finances by limiting spending to the amount of funds that have been loaded to a prepaid card.
  • Access:
    For people without a bank account, prepaid cards provide the convenience and security of a card product without requiring an existing banking relationship or credit history.

 

Comapre Schedule Fee Structure for Prepaid Visa Card suppliers

* for an updated fees please check each individual website.

Australian Prepaid Visa Cards

MyCANVASCard

COME TRUE

BOPO

PrepaidShop

CARD APPLICATION & REPLACEMENT FEES

Card Application Fee Card Purchase Cost

$19.95 Option 1 with 100 point check + higher limits

 

$7.95 Option 2 with simpler ID process + lower limits

$5.95

$14.95 – standard

$24.95 – design your card

$6.50

Lost/Stolen Replacement Fee

$15.00

$7.95 (if lost in Post)

$10.00-standard $20.00 picture

 

FUNDS CREDIT

Loading Fee (per funds credit)

$3.75

 

 

 

ONLINE FEES

Available Balance Inquiry

No charge

No charge

No charge

 

Online Inquiry

No charge

No charge

No charge

 

Balance Inquiry by SMS

 

$0.50

$0.20

 

TELEPHONE SUPPORT

Automated Telephone Inquiry via IVR number

$1.50

TBA

$0.20

$1.20

Live Customer Service Rep

$3.99

$3.00

 

$4.00

ATM FEES

ATM transaction fee (Australia)

$1.75

Can’t be used for ATM

$1.50 per attempt

$1.85

 

ATM transaction fee (International)

$1.95

$3.95

 

Declined ATM withdrawal fee

$0.75

$0.90

 

ATM balance inquiry fee

$0.75

$1.00

 

STATEMENT FEES

Electronic statements (per statement issued)

Free

 

 

 

Paper statements (per statement issued)

$7.50

 

 

 

MONTHLY MANAGEMENT FEE

Charged Monthly

$2.95

 

None

 

 

 

 

 

 

OTHER FEES

Declined EFTPOS

 

$0.75

 

 

Contribution to OZ Child (Charity)

 

$1.10

 

 

Web Purchase

 

 

$0.50

 

Web Denial

 

 

$0.20

 

Forgotten PIN COde

 

 

 

$4.00